What does a claims adjuster do in a personal injury claim
Upon an accident taking place a insurance claim is usually filed by any injured party who is seeking compensation for the injury that was caused due to the actions of another person or persons.
The insurance company the individual is making the claim against will quickly create a file based on the claim, in which they will assemble all the details and evidence found regarding the case.
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A claims adjuster works for the insurance company a claim is filed against and is appointed by a claims manager for the insurance company, many companies will use a number of adjusters on a single case to ensure an independent investigation takes place into the claim.
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The claims adjuster will quickly contact any lawyer hired to represent the injured party in a claim to discuss the case and get some assistance with completing their investigation. But, what will the claims adjuster seek out in their independent investigation?
Firstly, the claims adjuster will look to discover who is to blame for the accident and injury taking place, a further part of the investigation will include the search for evidence of negligence on the part of the injured party.
The adjuster will the seek out any further evidence, such as witnesses and examine the scene of the accident. Finally, the adjuster will include evidence of medical bills and lost earnings in their report to make sure any financial settlement in the case is fair and covers all the bills and costs associated with the accident.
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